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Wednesday, April 26, 2006

buying our first home


It has been a dream of ours from when we got married almost 7 1/2 yrs ago to buy our own home. Although we have begun to step down that path a number of times, it has never happened to date. God has spoken fairly clearly to me a number of times on the issue giving quite a loud NO, not now. The most recent of these words to wait and be patient was on the 1st January 2006 through psalm 37...

At the end of January our landlord Kaine told us that he was putting his house on the market. So when you're renting it works like this: if the house isn't sold to an investor you are given 42days from when the sale goes unconditional to move out. Reuben told Kaine that we would be keeping our options open as to whether we would move out before then. We began to pray for Gods perfect timing over the sale of Kaines house and us finding a new place to live.

The search then started. we watched on the net and papers for potential rental properties for us to move to. We found two houses in particular which seemed like they should be perfect. Both in good location, one of which the christian landlord wanted to reduce the rent so we would take it, (reuben & I agreed that it didn't "feel" right, and so let it go) and the other the house of old family friends (another party offered to pay MORE than the asking amount of rent so we missed out on this one also)...

Cruising on Trade Me one friday night I noticed a cute looking place for sale out in Papakura. We had to vacate our house for an open house the following afternoon so decided to go check it out. This started us on our most recent exploration into home buying. This house (we'll call it the blue house) really caught both of our attention. It doesn't often happen that Reuben and I both think a place is great. So we got the parents through, met with a broker and decided to make an offer. To cut the long story short, it became a multi offer scenario. We put in our best offer, prayed that if it was meant to be that we would get it... and then lost it to the other party by $5K. We were so disappointed!

Over the next three - four weeks we waited in hope that the sale of the blue house would fall through. Alas it didn't. The door felt like it was opening for us to continue looking to buy. So we did - and we looked at lots of awful houses in our price range. The blue house seemed to grow in our memory and we wondered if we would find anything as good.

I had seen a place on Trade me (the yellow house) that looked okay but didm't bother investigating it as it was $45k over our maximum price. As it happened they listed their house with Harveys (now at $25K over our absolute max). An agent told us about it and took us through. It was an OK place but we weren't that excited by it and decided not to take it further. A week later, the agent rang to say the owners really needed a quick sale as the had bought themselves. We decided to do a a second look with the parents. It felt still too expensive for us and we didn't feel emotional about the house anyway.

After talking to a couple of wise friends we decided we may as well make an offer and maybe get a good deal. we made the offer at our max amount possible. The owners rejected our offer and that was that. didn't feel sad about it at all! Four days later, the agent rang back to say the owners now wanted to accept our offer and were we still keen. We said yes - $25K below asking price! And now it started to grow in our minds and we started to see how much better yellow house was than blue house.

So you remember how we were praying for everything to line up... the agent for Kaines house was absolutely perplexed as to why it hadn't sold. well we found out this past saturday that Kaines house has sold. And what would you know, the date we need to be out of here (42 days) is the same as our move in day to yellow house...

Gods timing and plans are perfect!

2 comments:

BJ said...

Awesome!

Vania said...

did you like the bit about the wise friends...!